Terms and Conditions

1. Acceptance of Terms and Eligibility

By using our Services, you confirm that:

• You are at least 18 years old and legally capable of entering into binding agreements.
• If acting on behalf of a business entity, you are authorized to bind that entity.
• If acting for a business, you confirm you have authority to bind that entity.

If you do not agree to these Terms, you must discontinue use of the Services.

3. Account Registration and User Responsibilities

Where registration is required, you agree to:

• Provide accurate and complete information
• Maintain confidentiality of login credentials and API keys
• Notify us immediately of unauthorized access
• Accept responsibility for activities under your account

We reserve the right to suspend or terminate access if inaccurate information, misuse, or regulatory risks are identified.

5. Data Protection, Security and Compliance

Your use is subject to our Privacy Policy.

We implement reasonable security safeguards; however, no system can guarantee absolute protection against cyber threats.

Users are responsible for ensuring compliance with applicable financial, KYC/AML, and regulatory obligations when using SecureEdge technology solutions

SecureEdge acts as a technology service provider and does not operate as a licensed bank unless expressly stated.

7. Fees, Commercial Terms and Payment Obligations

Where Services are provided under commercial agreements:

• Fees and billing terms will be defined in separate contracts or proposals
• Applicable taxes and statutory charges are the client’s responsibility
• Non-payment may result in suspension of Services

9. Indemnification and Termination Rights

You agree to indemnify and hold SecureEdge Fintech harmless from claims arising from:

• Violation of these Terms
• Misuse of the Services
• Non-compliance with applicable laws

We may suspend or terminate access immediately in case of:

• Breach of Terms
• Security risks
• Regulatory requirements

2. Description and Permitted Use of Services

SecureEdge Fintech provides technology-driven financial infrastructure solutions, including but not limited to:

• Digital onboarding and account opening platforms
• Identity verification and KYC APIs
• Mobile banking and AEPS-enabled solutions
• Payment integration and fintech infrastructure services

You agree to use the Services solely for lawful business purposes and in compliance with applicable financial and regulatory frameworks.

Unauthorized use, system interference, reverse engineering, or misuse of APIs is strictly prohibited.

4. Intellectual Property Rights

All website content, software, APIs, branding, logos, and proprietary technology are owned by SecureEdge Fintech unless otherwise stated.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services. You may not:

• Copy, distribute, or modify proprietary materials
• Replicate or reverse engineer our systems
• Use our trademarks without written consent

6. Third-Party Integrations and External Services

Our Services may integrate with banks, financial institutions, or third-party platforms.

We are not responsible for:

• The content, policies, or services of third parties
• Losses arising from third-party system failures
• Regulatory actions related to third-party services
• Users should review applicable third-party terms separately.

Users should review applicable third-party terms separately.

8. Disclaimer of Warranties and Limitation of Liability

The Services are provided on an “AS IS” and “AS AVAILABLE” basis.

SecureEdge Fintech does not guarantee:

• Continuous or uninterrupted operation
• Error-free or delay-free performance
• Absolute data security

To the maximum extent permitted by law, SecureEdge shall not be liable for indirect, incidental, special, or consequential damages, including loss of profits, data, or business opportunities. Total liability, if any, shall not exceed the amount paid for the specific Service in the preceding twelve (12) months.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of India.

Any disputes shall first be resolved amicably. If unresolved, disputes may be referred to arbitration under the Arbitration and Conciliation Act, 1996. Courts located in [Insert City, India] shall have jurisdiction.